Investment Management
Our Philosophy and Process
Individual Client Investment Strategy
We begin by sitting down with each client and creating an Investment Strategy based on their individual situation
Assessment of risk tolerance within the context of specific investment objectives and time horizons
Allocation of investment resources by major asset classes:
- Equities
- Fixed Income
- Alternative Assets
- Cash
Allocation of client’s investments by asset categories within taxable and tax-deferred accounts
We manage each individual’s assets with a clear process and philosophy
Investment Objectives
- Preserve clients’ capital and purchasing power
- Earn attractive return on capital with below average risk
Total-return Management Style
- We take a long-term perspective in implementing our strategy
- We strive to maintain fully-invested portfolios
- We maintain disciplined diversification within asset classes taking into account our target asset category weightings
- We employ a thorough risk/reward analysis in our selection of investments
- Our portfolios are managed for tax efficiency
Investment Instruments Employed
- Equity mutual funds (no-load, load-waived, and institutional), including domestic, international and emerging market funds
- Individual bonds, bond ladders, and bond mutual funds
- Alternative asset funds
Our day-to-day investment management provides each individual with superior value added service
- We create model portfolios of no-load mutual funds
- We identify outstanding funds through our structured due diligence process, which involves frequent communication with fund managers
- We hold regular asset category reviews
- We have weekly Investment Committee meetings, integrating lively discussions on the topic of the week as well as our standing economic and market outlook commentary
- We perform daily performance monitoring of our fund universe relative to their peers as well as comparable asset category indexes