WHY O'BRIEN MANAGEMENT
Our Guiding Principles
O’Brien Management fosters an environment committed to client trust, education, and satisfaction. Clients’ financial goals and investment objectives form the bedrock of our work, which is based on several guiding principles:
Preserve capital and purchasing power:
Our investment philosophy is organized around two primary investment objectives. The first is to preserve clients’ capital and purchasing power. The second objective is to earn a reasonable rate of return on clients’ assets. The investment structure the firm employs for each client is based on that client’s objectives and tolerance for risk.
Avoid Conflicts of Interest
O’Brien Management strives to be as free as possible from conflicts of interest. We are compensated by our clients through fees based on a percentage of the assets we manage, not by commissions on the funds invested in client portfolios. Firm advisory income grows as our clients’ wealth grows. We view the trust of our clients as our most important long-term asset in building client wealth.
Diversify using low-cost mutual funds, and invest for the long-term
Investment value is added through the creation and management of mutual fund portfolios that together offer diversification along with access to “inefficient,” higher-returning sectors of the investment markets. We invest in various investment and asset categories; for example, growth and value, large cap and small cap, domestic and foreign, stocks and bonds as well as “alternative assets.” Our approach is suited to investors who can commit a substantial portion of their assets to a disciplined investment program for five years or more.
"Survivors' Syllogism:"
Every investment we buy is a good investment. Every good investment has bad periods. The key to creating a profitable portfolio is identifying a set of good investments that have their bad periods at different times.