Financial Planning

In order to manage a client’s assets properly, we must be familiar with the overall financial goals and needs of each particular client. We begin by asking the question, “What is this money for?,” as we believe that money should be managed according to its purpose.

We work with clients to develop an overall plan for their assets.  As part of our process we:

• Assist clients in developing financial goals, such as 
  • Retirement
  • Education for children
  • Long-term health and lifecare
  • Charitable giving
• Assess needs of the individual
  • Long-term goals
  • Liquidity or “rainy day fund”
  • Risk tolerance 
• Create long-term retirement and education projections to further quantify a client’s goals versus needs 
• Develop an asset allocation plan and account structure to meet the long-term goals of the client, and review these as necessary when changes in their financial situation occur
• Specialized services are provided by our Network of Professional Service Providers